And usd$10, 000 for ngos to usd$500,000. The balance of the purchase price not covered by the down payment loan and the loan applicant's down payment may be financed by a commercial lender (pdf, 563kb), private lender, a cooperative, or the seller. Home Financing & Mortgages The Top Articles & Resources You may be able to get a loan with a credit score as low as 500 points if you can. How can i get a farm loan with no down payment . Can you get a va farm loan with no down payment? In order to be eligible for the down payment loan, you must prove that you can secure funding for the remaining 50% of the purchase price of the farm. But, you need to find a lender that is willing to do these types of loans because nearly all va lenders will deny va farm loans. Loan applicants must contribute a minimum downpayment of 5 percent of the purchase price of the farm and the agency will finance 45 percent to a maximum loan amount of $300,000. The rates, costs, and terms wil...